Three differences. First, it doesn’t require clients to upload documents — it works from their answers alone. Second, it builds in client education, so the questionnaire itself positions you as a proactive guide. Third, results are color-coded and tied directly to calculators and educational content, so you walk into the next meeting with personalized talking points rather than raw data.

Two primary use cases: (1) new client onboarding or early prospect conversations, where it differentiates you and uncovers immediate opportunities, and (2) periodic reviews across your existing book to surface life changes, evolving needs, and the next planning move.

The Estate Health Check covers the essentials of a client’s planning picture in a short, structured way: family and household composition, key documents in place (wills, trusts, powers of attorney, health care directives), beneficiary designations, insurance and liquidity coverage, and high-level balance sheet. Clients answer from memory — no document uploads required — and the result is a snapshot of their planning health, not a full plan abstraction.

You get a complete picture across the client’s balance sheet, a protection analysis covering insurance and liquidity, and a clear view of planning gaps. The system surfaces at least three priority discussion topics per client, with direct links to calculators and educational content.

The questionnaire is short, doesn’t require uploading documents, and embeds educational content that gives the client something useful as they go. Many firms also frame it as a complimentary check-up, which lowers the activation energy on the client side.

It’s usually the front door. Once a client completes the Estate Health Check, you can decide whether to deepen the relationship through V/AI Estate Summaries, Vanilla Document Builder, or Vanilla Scenarios modeling — turning a 5-minute questionnaire into a multi-stage planning engagement.

Yes — that’s one of its primary use cases. By running Estate Health Checks across a segment of your book (e.g., clients who haven’t had a plan reviewed in three years), you can quickly identify where missing documents, tax exposure, or liquidity issues represent both client risk and concrete next-step revenue opportunities. It also gives advisors visibility into the client’s full balance sheet — including assets held away — creating a clear path to grow share of wallet.